Disclaimer

Please read this Disclaimer carefully. It applies to all content, quotes, and estimates presented on this website.

1. Not an insurer

Insurance Coverage Now is a quote-matching service. We are not an insurance company, agency, broker, or underwriter, and nothing on this site should be understood as an offer of insurance, a binder, or a policy of any kind. Coverage is only ever issued by a licensed carrier or agent, subject to their own underwriting review and approval.

2. Estimates only

Any rates, savings figures, coverage examples, or "starting at" pricing shown on this site are illustrative estimates based on general assumptions. They are not personalized quotes and do not reflect your actual eligibility, driving record, credit-based insurance score, claims history, location, or other underwriting factors. Your actual rate may be higher or lower and is determined solely by the carrier or agent you work with.

3. No professional advice

Content on this site is provided for general informational purposes and is not intended as legal, financial, tax, or insurance advice. For guidance specific to your situation, speak with a licensed insurance agent, attorney, or financial advisor.

4. Carrier names and logos

Any carrier or brand names, logos, or trademarks referenced on this site are the property of their respective owners. Their appearance is for identification and informational purposes only and does not imply that the carrier endorses, sponsors, or is directly affiliated with Insurance Coverage Now, unless specifically stated.

5. Availability

Not all products, carriers, or discounts mentioned are available in every state, or to every applicant. Availability, eligibility, and final terms are determined by the licensed carrier or agent at the time of application.

6. Third-party agents and carriers

When we refer your request to a licensed agent or carrier, that party is solely responsible for the accuracy of any quote they provide you, for the policy they issue, and for their own communications and conduct. We do not control, and are not responsible for, their actions.

7. No guarantee of results

We make no guarantee that using this site will result in a lower rate, a successful match, or approval for coverage. Outcomes vary based on individual circumstances and the carrier's underwriting criteria.